Speculative Risk — uncertainty about an event under consideration that could produce either a profit or a loss, such as a business venture or a gambling transaction. A pure risk is generally insurable while speculative risk is usually not.
Speculative Risk | Insurance Glossary Definition | IRMI.com
Terjemahan Bebas:
Risiko Spekulatif — ketidakpastian tentang suatu peristiwa yang dapat menghasilkan untung atau rugi, seperti usaha bisnis atau transaksi perjudian. Risiko murni umumnya dapat diasuransikan sedangkan risiko spekulatif biasanya tidak.